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    Prudential.com "Company Fact Sheets" Updated October 2024

Copyright © TZ Insurance Solutions LLC. All rights reserved.

For California, Connecticut, and Virginia residents – Do Not Sell/Share My Personal Info, click here.

Prudential Final Expense Life Insurance is issued by Pruco Life Insurance Company, located in Newark, NJ. The policy form number is ICC21-SIFELDB, ICC21-SIFEGDB, ICC21- SIFERDB, SIFELDB-2021, SIFEGDB-2021, or SIFERDB-2021. Product is not available in all states.

The Terminal Illness Rider is available without an extra premium. Obtaining benefits under the terms of the rider will reduce and may eliminate the death benefit. Benefits paid under the Terminal Illness Rider are intended to be treated for federal tax purposes as accelerated life insurance death benefits under IRC §101(g)(1)(b). Tax laws related to the receipt of accelerated death benefits are complex and benefits may be taxable in certain circumstances. Receipt of benefits may affect eligibility for public assistance programs such as Medicaid. Accelerated benefits paid under the terms of the Terminal Illness Rider are subject to a processing fee of up to $100. Clients should consult tax and legal advisors prior to initiating any claim.

A licensed physician must certify that the insured is terminally ill to qualify for benefits. Other terms and conditions may apply. The rider may not cover all of the costs associated with terminal illness. The rider is a life insurance accelerated death benefit product, is generally not subject to health insurance requirements, and may not be available in all states. The rider form number for the Terminal Illness Rider is either ICC16 TB 146-2016 or TB 146-2016, which may be followed by a state code.

This material is being provided for informational or educational purposes only and does not take into account the investment objectives or financial situation of any client or prospective clients. The information is not intended as investment advice and is not a recommendation about managing or investing your retirement savings. If you would like information about your particular investment needs, please contact a financial professional.

All references to guarantees are backed by the claims-paying ability of Pruco Life Insurance Company. Prudential, the Prudential logo, and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities.

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